Starting Out, this course will challenge your mindset. The way we think and feel influences our approach to managing resources (money).

Setting clear goals is crucial, and this course focuses on the behavioral finance behind habits. Why do some people develop healthy financial habits while others do not? What habits can set you on a logical path toward lasting and rewarding change?

The third pillar of becoming a Financial Steward is having a way to assess your current position. The discipline and honesty to evaluate where you stand. The course will provide genuine insight and challenge you to reflect on whether your mindset and habits are aligned with your goals. This course will offer you clarity and a clear, actionable path to follow.

Are you looking to establish a home, meaning a place to live? For many, homeownership is a key goal that is becoming increasingly difficult to attain. This course will explore factors affecting housing affordability and how banks evaluate creditworthiness before approving loans.

This course on retirement planning focuses on integrating your financial and personal affairs to create a streamlined approach for your future. It aims to help you identify gaps and opportunities well in advance of retirement, ensuring you understand what’s truly important for your later years. By assessing your current situation and planning ahead, you’ll gain clarity on your readiness for the years to come, equipping you with the knowledge and strategies needed to achieve a fulfilling and secure retirement.

Moving forward, sometime life has resets. how to collect your thoughts and put the building blocks together.

Depending on your personality type, you might find that detailed budgets work best for you, or you may prefer a system of setting up "buckets" to establish limits and habits. This course will explore the advantages of both approaches and guide you in applying common principles that are relevant to each style.

We are all unique, and that’s perfectly okay—embrace your strengths.

You might be an employee, a manager, an owner, or even a mix of these roles. Different strategies are often required depending on your journey. It's also never too late to change your course, and you might find that you don't need to pursue a different path at all!

Learn from the practical examples, just like riding a bike. Once you master this knowledge you never forget it.

There has been extensive discussion about debt and gearing; it's essential to understand how gearing functions. It's important to recognise that your financial strength is crucial in the context of gearing, although this insight is rarely emphasised.

get started, begin with the principle of saving.

next steps, make investing a way of life. move your mind from looking for the next big win, investing is objective.

Really is super worth it, stop thinking that super is something that isn't yours. Super is an important building block to secure and build your wealth.

Where it come from

This 6 step course will challenge your heart, will help you to think about where generosity comes from, and what stands in the way from being abundant.

is it important? Lets think about how we can become more charitable.

It's something we all encounter: two certainties in life are death and taxes. The question is, how can you transfer wealth in a tax-efficient way? What measures have you established to ensure both certainty and tax efficiency?

You need both the right mindset and the appropriate vehicle before your giving can truly make an impact. Giving involves collaborating with a cause, while the methods and sources of your contributions are a separate discussion.

Are you ready for this type of discussion?

Understanding trusts and structures that are tax-efficient enables you to contribute to your chosen causes. Charitable givers are intentional and well-informed in their giving. This course highlights how trusts have become the preferred vehicle for charitable contributions, ranging from family trusts to foundations. Even if this step feels a bit advanced for you, gaining this knowledge will enhance your financial literacy.

Stay well-informed about how you own your assets by seeking the right counsel and advice to ensure your resources are distributed according to your wishes. The importance of specialised legal and financial planning for estate matters cannot be overstated. While this course offers valuable insights, it cannot replace personalised financial and legal advice in this area.